List of credit card payment gateways in India. Options for adding a payment gateway to your e-commerce website.

Credit Card Gateways in India have multiplied in the last few years providing e-commerce website owners a range of rates, fees and options to choose from. In a cost conscious country like India ultimately the rates are the key.

Here is our honest effort at listing all the available credit card gateways in India. Some of the details might vary over time and its best to check with the gateway for the latest rates and fees. We will however endeavour to keep it as uptodate as possible. Please read our disclaimer to ensure their are no misunderstandings later on.

A big thanks to Ms. Nirmal Korade, our own in-house webmaster and all-rounder for the effort in compiling this data.

CCAvenue

The CCavenue is considered one of the best and most popular payment gateway for India. Many of the Indian e-commerce based websites prefer this payment gateway of transaction in India Rupees as well as accepting credit cards with foreign currencies. All Major International and Indian Credit Cards are processed by CCAvenue. The solution is powered by proprietary technology that integrates transaction-processing, advance shopping cart, auction payment collection facility, fraud control, financial reporting and order tracking. CCAvenue is the complete PG solution that has the unique ability to offer the full spectrum of Internet payment options – Credit Cards, Debit Cards, Direct Debits, Mobile Payments and Cash Cards.

Product / Plans Upfront Fees Annual Software Maintenance Cost Transaction costs (Credit / Debit Cards)
Privilege Scheme Rs. 40,000/- Rs. 3,600/- 3.00%
Premium Scheme Rs. 25,000/- Rs. 2,400/- 5.00%
Economy Scheme Rs. 7,500/- Rs. 1,200/- 7.00%

Website – http://www.ccavenue.com

Top

 

EBS

E-Billing Solutions is a pioneer to associate with multiple acquiring Banks for providing Payment Gateway services to offer Master, Visa, Diners, Netbanking & Cash Card brands on a single platform. EBS Gateway gives the ability to small & medium size merchants to test the E-commerce waters & help them to get accustomed to the procedural business part of E-commerce. Small & medium sized companies can go online by using EBS payment Gateway. EBS accepts Visa, Master & Diners Card along with Net banking of Axis Bank, Citi Bank, HDFC Bank and J&K Bank. It also accepts payments through Itz Cash Card and a wide range of debit cards. EBS has provided detailed information o their website about how the entire online ecommerce transaction takes place and how EBS handles the transactions.

Product / Plans Upfront Fees Annual Software Maintenance Cost Transaction costs (Credit / Debit Cards)
Starter Rs. 6000 /- Rs. 2400 /- 6.00%
Regular Rs. 12,000 /- Rs. 2400 /- 5.00%
Silver Rs. 18,000 /- Rs. 2400 /- 4.00%
Gold Rs. 24,000 /- Rs. 2400 /- 3.75%
Platinum Rs. 30,000 /- Rs. 2400 /- 3.25%

Website – http://www.ebs.in

Top

 

DirecPay

It offers merchants with wide range of payment acceptance modes and that too at affordable prices. Payments are accepted by cards & net banking. The DirecPay Payment Gateway is a secure Internet bridge between merchant businesses and the credit card and electronic check payment processing networks. It offers merchants with cost effective solutions, a wide range of payment acceptance modes and secure technology platforms.

Product / Plans Upfront Fees Annual Software Maintenance Cost Transaction costs (Credit / Debit Cards)
- Rs. 10000 /- Rs. 2400 /- 6.00%

Website – http://www.timesofmoney.com

Top

 

HDFC Bank

HDFC Bank Payment Gateway provides a single platform to support multiple payment technologies. HDFC Bank Payment Gateway enables the merchants to stay abreast of rapidly changing payment technology; it incorporates a hosted payment page that provides a common interface with the merchant web site, regardless of which secure payment protocol is used. HDFC Bank Payment Gateway also provides secure browser-based access for real time transaction monitoring and reports download.

Product / Plans Upfront Fees Annual Software Maintenance Cost Transaction costs (Credit / Debit Cards)
- Rs. 50000 /- Rs. 12000/- 3.50 – 6.00%

Website – http://www.hdfcbank.com/wholesale/corporates/payment_gateway_services.htm

Top

 

IndiaPay

IndiaPay accept all major credit cards, including Visa, MasterCard, American Express, Discover, Diner’s Club, and JCB via IndiaPay software. Getting started processing transactions through the IndiaPay payment gateway is easy. Their site will provide you with a description of the different processing options you have, and guide you through the steps to getting up and running quickly. IndiaPay Payment Platform is built to process Online, Retail, MOTO and Mobile/IVR payments on a solid frame work connecting with more than 25 authorization networks and more than 60 banks as well as financial institutions around the world, comes with a powerful & easy to use intuitive admin panel as well as world class support which allows for tremendous control over your payment transactions quickly and easily.

Product / Plans Upfront Fees Annual Software Maintenance Cost Transaction costs (Credit / Debit Cards)
INDIA SILVER Rs. 6000 /- Rs. 3600 /- 5.00% + Rs. 3/-
INDIA GOLD Rs. 10,000 /- Rs. 3600 /- 3.50% + Rs. 3/-
INTL SILVER $ 1000 /-   On Risk
INTL GOLD $ 1800 /-   On Risk

Website – http://www.indiapay.com

Top

 

TrillionPay (Transecute)

Transecute accept Visa / Master via Transecute Software. Get your own third party indian payment gateway account, Accept visa/master credit cards online, Free fraud detection and risk mitigation reports, Low chargebacks, Low transaction processing fees. Transecute also provides daily comprehensive Risk Reports.

Product / Plans Upfront Fees Annual Software Maintenance Cost Transaction costs (Credit / Debit Cards)
  NIL   5% Per Transaction

Website – http://www.transecute.com

Top

 

Epaymentsglobal

The service including online payments, credit cards, money transfer is very transparent and incorporates the most advanced control panel to monitor and control each of your payments transaction. This service is only available to merchants of India. It’s payment processing system allow the merchants to authorize, settle and manage credit card transactions anytime, anywhere.

Product / Plans Upfront Fees Annual Software Maintenance Cost Transaction costs (Credit / Debit Cards)
Azaadi 1 Rs. 45000/- Rs. 4500/- 3.50%
Azaadi 2 Rs. 27000/- Rs. 2700/- 4.25%
Azaadi 3 Rs. 18000/- Rs. 2700/- 5.25%
Azaadi 4 Rs. 9990/- Rs. 2700/- 7.00%
Azaadi Rs. 1800/- Rs. 2700/- 10.00%

Website – http://epaymentsglobal.com

Top

 

Paysignet

Paysignet is a Earn and Pay module. Paysignet is India’s payment gateway service provider which provides a secure, real-time, scalable and flexible Internet payment platform. It facilitates seamless online payment solutions enabling businesses all over India to accept secure online payments via credit cards, debit cards, bank transfers, by phone, fax or mail through one single account and payment-processing system.

Product / Plans Upfront Fees Annual Software Maintenance Cost Transaction costs (Credit / Debit Cards)
Platinum Rs. 25,000 + Rs. 25,000(*later) Rs. 5000/- upto 2.75% on slab basis
Gold Rs. 10,000 + Rs. 10,000(*later) Rs. 2500/- 4.00%
Silver Rs. 3,000 + Rs. 3,000(*later) Rs. 1500/- 5.00%

Website – http://www.paysignet.com

Top

 

Whizpay

whizPay is a modular multipurpose, PCI-certified Gateway. The “Pay as you Grow” enables enterprises to reduce operational costs and avoid huge upfront investments in payment solutions. The platform also provides multicurrency, mobile payments, Virtual terminal and Web Services for third party integration as part of the platform providing several avenues to accept payments. WhizPay works with any shopping cart. Support all Master and Visa Credit Cards and also support 19 Banks debit Cards. WhizPay accept transactions in 36 Currencies.

Product / Plans Upfront Fees Annual Software Maintenance Cost Transaction costs (Credit / Debit Cards)
Bronze Rs. 10000/- Rs. 1000/- 6.00%
Silver Rs. 15000/- Rs. 1000/- 5.00%
Gold Rs. 20000/- Rs. 1000/- 4.00%

Website – http://www.whizpay.net

Top

 

ABC Payments

ABCpayments.com solutions and services are designed for small, medium, and large corporations, as well as the public sector and educational establishments. ABC Payments accepts all major credit cards.

Product / Plans Upfront Fees Annual Software Maintenance Cost Transaction costs (Credit / Debit Cards)
  Rs. 10000 /- Nil 7.00%
  Rs. 16000 /- Nil 6.00%
  Rs. 28000 /- Nil 5.00%

Website – http://www.abcpayments.com

Top

 

ICICI

ICICI Bank, India’s second largest private sector bank with over 2,000 branches across the country, and First Data, a global leader in electronic commerce and payment services, have formed a merchant acquiring alliance named ICICI Merchant Services which has acquired ICICI Bank’s merchant acquiring portfolio. Over time, ICICI Merchant Services expects to deliver an enhanced suite of card acquiring services to existing and to new merchants. First Data, a KKR company, provides payment processing services for 5.3 million merchant locations globally and serves customers in 36 countries around the world.

Product / Plans Upfront Fees Annual Software Maintenance Cost Transaction costs (Credit / Debit Cards)
  Rs. 30000/- Rs. 10000/- 3.00 – 3.5%

Website – http://www.icicibank.com/Personal-Banking/cards/merchantservices/merchant-services.html

Top

 


Disclaimer: The data displayed here has been picked up from the websites of the respective companies to provide a snapshot of overall credit card gateways options. Details including fees and rates might vary over time subject to changes from the gateway companies. MiracleworX is also not liable for any losses, damages or fraud that might occour due to usage of the payment gateways listed above. MiracleworX is providing this information in good faith as a listing only and has no tie-ups with any of these gateway companies. Usage of this information is at your own risk.

Top

Responses are currently closed, but you can trackback from your own site.

3 Responses to “List of credit card payment gateways in India. Options for adding a payment gateway to your e-commerce website.”

  1. Rahul says:

    There are few others which are pretty good.
    One which i am currently using is http://www.ipayin.com and they have a good TDR 3.50% which is quite good with annual fee of Rs 1499 only.

  2. Charan says:

    Has anybody tried atom technologies limited, a financial technologies india limited group company. Atom provide payment solutions related to mobile & online payment.

    For further assistance please mail your requirements on Charan.jatav@atomtech.in or call 9887022115.

  3. Hi,

    We deal with all types of payment gateways and we are the Authorized Payment Gateway Providers for Ccavenue,EBS,Techprocess etc.,
    .If you have any requirement pl z reach us on +91-9959145465 or mail us your requirement to info@raghavendrawebsolutions.com

    Regards,
    Raghavendra Web Solutions