Many years ago we did not have many options for adding credit card payment gateway to our ecommerce sites and we had to rely on COD, Cheque/DD to accept payments. All that changed with the game changing CCAvenues. They made adding a payment gateway easy and smooth to add to any ecommerce of subscription site. They also opened the doors for many more providers to jump into the market. From almost no choice we went to a buffet of choices in just a couple of years.
Lets take a look at some of the Payment Gateway Providers for India based websites:
CCAVENUES (www.ccavenue.com)
They are the grand daddy of credit card gateway providers in India. With one of the largest subscriber base they are the front runners in India.
ICICI Bank Payment Gateway (www.payseal.com)
Another one of the older payment gateways. Its fast and its reliable.
Times Of Money DirecPay (www.direcpay.com)
A recent entrant into the field. Very similiar to CCAvenue.
Paypal (www.paypal.com)
Recently paypal started remitting money to India via credit card, bank transfer or cheque. This has opened up a huge opportunity for Indian Merchants catering to the west. Its fast and relatively hassle free.
HDFC Bank - Avoid, service is terrible. Integration can take months. Does not support Linux server based sites well. Problematic.
The above are the ones I have had direct experience with but there are others like Axis Bank, ABC Payment etc. Cannot comment on these as I have not had direct experience with them.
Caution: Since the gateways are always upgrading some of the above mentioned facts might not stand true forever. Do visit their sites and get the latest directly from them.
If you have any comments on the above do mail me at ron@miracleworx.com. Would love to hear your experiences with these gateways.
Will keep posting interesting gateway related issues as we experience them.
Cheers,
Ron
Do visit us at http://www.miracleworx.com or check out our portfolio at http://www.miracleworx.com/portfolio.htm
He has been in the web development business for the almost two decades.He is a keen student of marketing and business development and writes regularly on web strategy and other related topics which is read and followed by many every month.